Protect Your Rights When Someone Has Filed a Claim Against You
Receiving court papers can be unsettling, especially if you’ve never dealt with the legal system before. You may be wondering whether the claim is valid, how much time you have to respond, or what happens if you disagree with what’s being alleged.
You don’t have to figure it out on your own.
At Simpli Legal, our Small Claims Court defence lawyers help individuals and businesses across Mississauga respond aggressively to claims, protect their assets, and file strategic counterclaims. Operating from our office at 6700 Century Ave (3rd Floor, Mississauga, ON L5N 6A4), we provide clear legal guidance and structured court representation for civil claims up to $50,000.
Being served with a lawsuit does not mean the court has ruled against you. It simply means a plaintiff has initiated civil proceedings. What you execute within the next few days will directly dictate the financial outcome of your case.
Many local businesses and individuals face claims over unpaid invoices that were already settled, or are accused of breaching a contract when the other party actually failed to meet their own milestones. Every situation is different, which is why it’s important to understand the claim, your legal rights, and the options available before deciding how to respond. That’s where legal guidance can make a difference.
If you are facing a claim from a customer, commercial vendor, or contractor, our approach is straightforward: we isolate the flaws in the plaintiff’s evidence, discover procedural failures, and build a strong legal defense path to protect your capital.
A Small Claims Court defence lawyer helps people who have been sued understand their legal rights, respond to a claim properly, and protect their interests throughout the legal process.
Every dispute is different. A claim may be based on incomplete or disputed facts, the amount being claimed may be inaccurate, or the other party may have failed to meet their own legal or contractual obligations. Before deciding how to respond, it is important to understand both the legal issues involved and the evidence available.
Our legal Small Claims Court defence lawyer team assists you by:
At Simpli Legal, our goal is to build the right strategy for your specific situation so you can move forward with confidence.
You have 20 calendar days from the date you were served with a Plaintiff’s Claim (Form 7A) to serve and file your Defence (Form 9A). The Defence must be served on the other parties and filed with the appropriate Small Claims Court office, with proof of service.
If you miss the 20-day deadline, the plaintiff may ask the court to note you in default. You may still be able to file a defense if the plaintiff has not yet made that request, but once you are noted in default, your ability to take further steps in the proceeding can be restricted.
If you’ve just been served, start by:
If you have a claim against the plaintiff that comes from the same dispute, you can file a Defendant’s Claim (Form 10A). This is commonly known as a Counterclaim.
For example, a contractor might sue a homeowner for an unpaid invoice, but the homeowner actually has a valid claim for the cost of fixing the contractor’s sloppy work. Or, a business might defend itself against a supplier’s claim while simultaneously seeking compensation because that supplier failed to deliver goods on time.
A Defendant’s Claim is usually issued within 20 days after your Defence is filed. Before filing one, we will help you figure out exactly what you are claiming, the financial losses you suffered, and the evidence needed to back it up.
Dealing with a legal dispute can be stressful. At Simpli Legal, our team is here to look over your situation and check your evidence. We will let you know if filing a Form 10A Defendant’s Claim makes sense for you. If a Counterclaim is your best option, we will guide you through the rules and help you build a strong case.
If you’ve been served with a Small Claims Court claim, understanding your options early can make a significant difference to how your matter progresses. Before recommending a course of action, we take the time to thoroughly understand the dispute, review the relevant documents, and explain the legal options available based on your specific circumstances.
Whether you’re responding to a claim involving a breach of contract, an unpaid invoice, a construction dispute, a property damage claim, a consumer dispute, or another civil matter, we’ll help you prepare a response that’s appropriate for your situation and complies with the Ontario Small Claims Court process.
Reviewing the Claim Against YouMost Small Claims Court matters begin when a Plaintiff’s Claim (Form 7A) is served on the defendant. This document outlines why the other party believes you’re legally responsible and what they’re asking the court to award. Before anything else, we’ll review the claim with you. We’ll explain what’s being alleged, identify the issues in dispute, and discuss how those allegations compare with your version of events. Understanding the claim properly is the foundation for preparing an effective response. | Preparing Your Statement of DefenceA clear and well-prepared response helps ensure your side of the dispute is properly presented to the court. If you disagree with all or part of the claim, you’ll generally need to file a Statement of Defence (Form 9A). This document sets out your response to the allegations made in the Plaintiff’s Claim and allows you to explain the facts from your perspective. We’ll prepare your defence with care, ensuring it reflects your circumstances, addresses the issues in dispute, and is filed within the applicable deadlines under the Ontario Small Claims Court Rules. | CounterclaimsSometimes the person bringing the claim isn’t the only one who has suffered a loss. If you believe the plaintiff also owes you money or failed to meet their own obligations, you may be able to file a Defendant’s Claim (Counterclaim) as part of the same Small Claims Court proceeding. Whether the dispute involves unpaid work, defective services, a broken agreement, or financial losses caused by the other party, we’ll assess your circumstances and advise whether filing a Counterclaim is an appropriate option. |
Settlement NegotiationsMany Small Claims Court disputes are resolved without proceeding to trial. Where it makes sense, we’ll explore opportunities to resolve the dispute through negotiation or during the court’s Settlement Conference. We’ll explain any settlement offers you receive, discuss the advantages and disadvantages of accepting them, and help you make an informed decision. If a settlement isn’t possible or doesn’t reflect your best interests, we’ll continue preparing your matter for the next stage of the proceedings. | Representation Throughout the Court ProcessIf your matter continues through the Small Claims Court process, we’ll continue representing your interests at each stage. That may include preparing for a settlement conference, responding to procedural issues, organising evidence, and representing you at trial if the matter cannot be resolved beforehand. Throughout the process, we’ll keep you informed about what to expect, explain each stage in straightforward language, and make sure you’re prepared before important decisions need to be made. |
Small Claims Court disputes can arise from contracts, invoices, construction work, property damage and business dealings. What matters legally will depend on what was agreed, what happened and what evidence is available.
Defence Matter | What May Need to Be Established | Example in Practice |
Contract Disputes | What each party agreed to, whether the contractual obligations were met and whether the claimed loss resulted from the alleged breach. | A Mississauga business is sued for allegedly breaching a service agreement but says the other party failed to deliver the agreed services. |
Construction Disputes | The agreed scope of work, payment history, workmanship, deficiencies, changes to the project and responsibility for additional costs. | A contractor claims an unpaid balance while the property owner says significant work remains defective or incomplete. |
Unpaid Invoice Claims | Whether the goods or services were provided, what payment terms applied, what has already been paid, and whether the amount claimed is accurate. | A vendor claims an outstanding invoice while the business says the amount was already paid or is disputed because the agreed work was not completed. |
Property Damage Claims | What caused the damage, who may be responsible, the extent of the loss and evidence supporting the amount claimed. | A property owner seeks compensation after alleging that a contractor caused damage during renovation work. |
Business & Commercial Disputes | The contractual obligations, financial records, communications and events that led to the disagreement. | Two businesses disagree over payment and performance under a commercial services agreement. |
A claim may be subject to a legal time limit, depending on when the claim arose and the circumstances.
The amount a plaintiff can recover may be affected if reasonable steps were not taken to limit their losses.
Evidence of poor or unfinished work may affect a claim for payment or support a defence to some or all of the amount claimed.
In limited circumstances, an unforeseen event may fundamentally change the contractual obligations between the parties.
Defending a lawsuit can feel deeply unsettling, especially if it is your first time interacting with the Ontario civil court structure. Questions regarding filing procedures, process server rules, and judicial timelines can quickly become overwhelming.
At Simpli Legal, we start by listening to your side of the story. We believe that clients shouldn't need a deep background in civil litigation to understand their options. We map out your exact financial risks, provide an honest assessment of your chances of success, and execute a clear path to resolve the dispute as quickly and affordably as possible.
Understanding what's being claimed against you is an important first step. We review the Plaintiff's Claim and any supporting documents to identify the issues in dispute, assess the strength of the allegations, and determine the most appropriate way to respond.
Legal terminology can be confusing, especially if you've never been involved in a court matter before. We explain the Small Claims Court process in plain English, answer your questions, and help you understand the options available so you can make informed decisions with confidence.
Not every claim needs to end in a trial. Where appropriate, we'll explore opportunities to resolve the matter through negotiation or settlement discussions. If an early resolution isn't possible, we'll prepare your defence and continue protecting your interests throughout the legal process.
If your matter proceeds through Small Claims Court, we'll help prepare the necessary legal documents, organise supporting evidence, and develop a defence strategy based on the facts of your case. Our focus is on presenting your position clearly and ensuring you're well prepared at every stage of the proceedings.
Many people wait until they’re close to a court deadline before seeking legal advice. By then, valuable time may already have been lost.
It may be worth speaking with a lawyer if:
Getting legal advice early can help you understand your rights, avoid common mistakes, and make informed decisions about how you’d like to respond.
The process depends on the circumstances of the claim, but understanding the main stages can make it easier to know what happens next.
We examine Form 7A to understand the allegations, amount claimed, supporting documents and issues that need to be addressed.
We compare the plaintiff's allegations with your version of events, the contract and the available evidence to identify potential claims, defences and risks.
We prepare the Statement of Defence, setting out the parts of the claim you dispute and the reasons for your position.
If you have a related claim against the plaintiff, we assess whether a Defendant's Claim (Form 10A) is appropriate and whether it should be brought within the applicable timeframe.
We help you prepare for the Settlement Conference, assess proposals and discuss whether resolving the dispute makes sense based on the circumstances.
If the matter is not resolved, we prepare the evidence and legal position needed for trial and represent you through the court process.
The current Ontario Rules require a Defence to be served and filed within 20 days of being served with the Plaintiff’s Claim. A Defendant’s Claim is generally issued within 20 days after the Defence is filed, subject to the applicable rules and any permission the court may grant.
Based in Mississauga, Simpli Legal helps individuals and businesses across Peel Region with Small Claims Court Defence and Counterclaims. We assist clients dealing with claims involving contracts, unpaid invoices, business disputes, property damage, and other civil matters.
Our office is at 6700 Century Avenue, 3rd Floor, Mississauga, serving communities including Meadowvale, Streetsville, Erin Mills, Cooksville, Clarkson, and Port Credit.
Simpli Legal was founded by Shubh Amrit Vir Singh Randhawa (B.A., LL.B., LL.M.), Barrister, Solicitor, and Notary Public, licensed to practise law in Ontario.
Shubh established Simpli Legal with a clear vision: to make legal services more accessible, transparent, and easier to understand for individuals and businesses. That philosophy continues to shape the way the firm works with every client.
Rather than overwhelming clients with legal jargon, he believes in explaining legal matters clearly, listening carefully to each client’s concerns, and developing practical solutions based on their individual circumstances.
Whether you’re responding to a Small Claims Court claim or considering a Counterclaim, you’ll receive advice that’s tailored to your situation and focused on helping you make informed decisions.
A Statement of Defence (Form 9A) is the official legal pleading used to dispute a lawsuit in the Ontario Small Claims Court. This structured document outlines exactly which allegations you dispute, which facts you admit to, and your specific version of events.
If you disagree with all or even a portion of the financial amount being claimed, Form 9A must be meticulously drafted, served on the plaintiff, and filed with the court clerk alongside your supporting proof before your 20-day clock expires.
Yes. Individuals may represent themselves in Small Claims Court. However, many people choose to obtain legal advice, particularly where the dispute involves larger amounts, contractual issues, or complicated facts.
The Brampton (A. Grenville and William Davis) Courthouse at 7755 Hurontario Street is a Small Claims Court location serving the area. The Ontario court directory lists Small Claims Court services at this courthouse.
The specific court office for your case is identified on the Plaintiff’s Claim you receive. Your Defence must be filed with the court office where the claim was filed, either through the available filing options or in person where applicable.
Simpli Legal is based in Mississauga at 6700 Century Avenue, 3rd Floor, and assists individuals and businesses with Small Claims Court defence and Counterclaims.
You have 20 calendar days from the date you were served with the Plaintiff’s Claim to serve and file your Defence. The Defence is filed using Form 9A and must be served on the other parties.
If the 20 days have passed, you may still be able to file your Defence if the plaintiff has not requested that you be noted in default.
Form 9A is the Defence used to respond to a Plaintiff’s Claim in Ontario Small Claims Court. It explains which parts of the claim you dispute, why you dispute them and, where applicable, any part you admit.
Form 10A is the Defendant’s Claim, commonly called a Counterclaim. It allows a defendant to bring a related claim against the plaintiff or, in certain circumstances, another person.
A Defendant’s Claim is generally issued within 20 days after the Defence is filed, unless the court allows it to be issued later under the Rules.
If you’ve been served with a claim or are considering a Counterclaim, we’re here to help.